Peak online dating

According to several sites, today, the first Sunday in January, is the busiest of the year in online dating.

You might try mymateyourdate.com (Disclosure: I’m on the company’s advisory board). It’s similar to Tinder in that you easily sign up with your Facebook account and when there is a mutual interest only then does the site facilitate messaging. The clever bit is that the profiles that get suggested to each other are where there is already a mutual friend in common (who doesn’t need to be a member of the site). This nudges it away from “hook up culture” to more genuine and meaningful interactions.

If you’re a guy, use a profile picture where you look away from the camera and don’t smile:

Male dating profile picture advice

If you’re female, “selfie above the head” shots are best:

myspace2 myspace1

Or have a bed in the background. Men are like that.

source

Russia is big

I’ve seen this in several places today, “Amazing fact. Tiny Bangladesh has more people than Russia”:

Russia v Bangladesh

Hat tip

The projection used in maps can distort thing (the land area of England and Bangladesh is just about equal for example) but Bangladesh is genuinely 100x smaller than Russia whilst having pretty much the same population (they’re the 8th and 9th most populated, respectively).

Though I’m not sure it’s that much of an amazing fact. Out of 200 countries to pick from we’re comparing the world’s largest country with the world’s densest (leaving aside Singapore and a few others with <5m inhabitants). What did you expect?

Bangladesh is in a heavily populated portion of the world

I also read recently, but can’t find back the exact numbers, something like it was only in 1974 that the African continent reached the population density that Europe had in the middle ages. And you can fit a lot of countries into Africa

Misdirection

Is a truncated y-axis misleading?

% (n=100)

Truncated y axis on graph


What’s the answer?

1 and 0 puzzle

And for that reason, my mum’s out

I recently looked at contributing to a bridging loan to a company to complete a residential care home for the elderly. I’ll keep the numbers round for confidentiality reasons.

The key financials seem fine, with the facility sited in a demographic sweet spot and forecast to command above-market fees of £600/resident/week due to positioning as a high end option.

But the low operational costs – 90% of which are wages and food – startled me.

Food and drink is budgeted at under £4/person/day. I swapped a few messages with a relative who manages food operations for a budget restaurant chain. Choice quotes:

“Three meals a day? They don’t eat that much I suppose”

“Drinks too? Haha. You’d struggle with that big time”

Back-calculating on staffing costs gives 3 hours of work by a minimum wage employee per resident per 24 hrs. Well, I guess they won’t be spending much time cooking food.

With the loan paying at 10% and secured with a first charge against the property itself at 50% LTV, I’m not sure I’m out. But I definitely wouldn’t want my mum to be in.

When the wind blows

I looked today at investing into a company setting up a small wind turbine. I’ll keep the numbers round for confidentiality reasons.

£700k start-up costs, with a 75% chance in any year of generating enough energy to sell at 5p / kwhr to the grid for £30k.

10% of revenues go to the site’s landlord, and a flat £15k per year to the manufacturer for a full maintenance contract.

This is clearly not viable. Fortunately there is an additional subsidy of 18p / kwhr (rising annually) due to the Government’s Feed-in-Tariff.

Nothing about this site will get cheaper over time. Assuming a life span of 25 yrs and a 10% discount rate, the turbine and other start-up costs would have to drop from £700k to £100k for future such ventures to start to look interesting sans subsidy.

In the UK the total subsidies needed for all such schemes are added up, and then divided out amongst all consumers’ bills, so it’s not clear to the general public just how much more expensive (it appears 4x as much) some alternative energy sources are costing.

Future Governments change their minds about policies. And for that reason, I’m out.

London’s protected views

This diagram in the Economist captures 10 of the 13 protected views in London:

London Protected Views Economist

 

The London Plan protects views of St Paul’s Cathedral and the Palace of Westminster, as seen from London’s larger parks. You must, for example, be able to see both buildings from a specific oak tree on Hampstead Heath. Erecting tall buildings behind them is discouraged, too. These protected views help to explain why tall buildings are rising in such a dispersed pattern. The Shard will not get neighbours anytime soon, as it is wedged between two viewing corridors. In the City, towers are scattered instead of crowding around transport hubs, as economic theory might predict. Their odd designs—described by nicknames such as the Gherkin, the Walkie Talkie and the Cheesegrater—are in some cases a means of avoiding imposing on St Paul’s. Only at Canary Wharf, which is too far east to spoil many views, do cuboid skyscrapers rub together in the way they do in other big cities.

How big a problem is HIV

If you collected all of the HIV from the world’s 30 million sufferers, it would fit onto a spoon. [source]

 

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